Annette Cerulli-Harms is responsible for leading national and international projects which use behavioral insights and behavior change designs focusing on areas such as retail finance, gaming, real estate and sustainability management.
Annette Cerulli-Harms is also experienced in delivering interactive workshops to build in-house capacity in behavioral economics and evidence-driven decision-making tools for public and private institutions. In recent projects, Annette has designed large-scale consumer surveys and behavioral experiments for clients such as the European Commission, government authorities and regulators. Annette has also worked on behavioral interventions for retail banks improving consumer outcomes.
During her time at ConPolicy, her PhD as well as in previous positions at London Economics, the Bocconi University and the United Nations Economic Commission for Europe, she acquired extensive experience in the econometric analysis of large data sets, and the presentation of statistical results for policy purposes. Annette Cerulli-Harms holds a PhD in economics from the University of Lausanne in Switzerland. During her studies, she spent time as a researcher at the London School of Economics and at the University of Oxford. She also holds a master degree from the University of Mannheim in Germany and is fluent in five European languages.
Selected projects
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ConPolicy provides short-term expertise in consumer protection: Framework contract with the German Federal Ministry for the Environment, Nature Conservation, Nuclear Safety and Consumer Protection
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Investigation of the potential of participatory formats for risk and science communication of the BfS and BMUV: Project for the Federal Office for Radiation Protection
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Study on the performance of the Package Travel Directive: Project for the European Parliament's IMCO committee
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How do different types of information affect risk perception in radiation protection contexts?: Project for the Federal Office for Radiation Protection
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Digital consumer marketplaces – Requirements, problems and barriers in everyday consumer life: Project for the DIN Consumer Council
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Selected publications
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Kettner, S.E. et al. (2024). Survey on the perception and evaluation of potentially unfair practices in the digital space. Fact sheet created on behalf of the Federal Ministry for the Environment and Consumer Protection (BMUV)
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Cerulli-Harms, A., Herrmann, L., Kettner, S. E., Münsch, M. & Rauber, J. (2023) Punctual, cheap, fast - and the climate? On the requirements for commuter mobility today and in the future: Publication in "Internationales Verkehrswesen"
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Cerulli-Harms, A., Lang, V. & Rauber, J. (2023). "Another mail..." - How attention can be generated and behavioral changes achieved (and where the limits are). Institute of Transportation at the University of Kassel.
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Cerulli-Harms, A. et al. (2023). The performance of the Package Travel Directive and broader consumer protection issues in the implementation of passenger rights. Study requested by the IMCO Committee
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Cerulli-Harms, A., Thorun, C. (2021): Expert opinion on PSD2 implementation in Germany – Project on account information and payment initiation services. Expert opinion on behalf of Verbraucherzentrale Bundesverband e.V.
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Selected lectures and presentations
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12th German Conference for Mobility Management: How does communication change mobility behavior in a socially just way? What traffic experiments tell us about it (Düsseldorf, November 2023)
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Future Mobility Summit of the Tagesspiegels: Nudging in corporate mobility management (Digital, September 2023)
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Future Mobility Summit of Tagesspiegels : Beyond the Wheel: The revolution of autonomous driving (Berlin, September 2023)
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Local Transport Days University of Kassel: "Another email..." - How attention can be generated and behavioral changes achieved (and where the limits are). (Kassel, September 2023)
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BDI Innonation: New mobility - old boundaries: How do we enable mobility beyond the system boundaries of today? (Berlin, May 2023)
Selected moderations
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Sustainable Agricultural Supply Chains Initiative: Due Diligence Fund: Lessons Learned with focus on first mile traceabilty (Virtual, 08 November 2024)
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Stakeholder Meeting 2024: Sustainable Agricultural Supply Chains Initiative (SASI) (Berlin, 15 & 16 October 2024)
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Sustainable Agricultural Supply Chain Initiative: The role of the retail sector in achieving living incomes and wages. (Virtual, 11 October 2024)
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Sustainable Agricultural Supply Chain Initiative: EUDR in Practice - Pathway to the enforcement in Germany (Virtual, 05 July 2024)
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Sustainable Agricultural Supply Chain Initiative: WHISP (WHat IS in that Plot): a digital public infrastructure for EUDR compliance (Virtually, 03 May 2024)